Understanding your Beacon Health insurance and the coverage it provides for drug and alcohol treatment is an important step when determining where you will go and what level of treatment you will receive. Many insurance companies offer coverage for mental health and substance abuse disorders. One of these insurance companies is Beacon Health Options. If you have this insurance, the first step is getting in contact with them to determine the next steps toward finding appropriate treatment and understanding your options.
The following is what you need to know regarding the options you have with Beacon Health Options. Use this information to make an educated decision that best suits your unique treatment needs and ultimately gets you on the path to a successful recovery from drug or alcohol addiction.
Does Beacon Health Insurance Cover Drug And Alcohol Rehab?
Beacon Health Options boasts more than 30 years of experience in providing and managing services that offer support and treatment for substance abuse disorders. They strive to provide their providers with the tools needed to properly identify and treat those suffering from a drug or alcohol addiction.
Beacon Health offers its members a number of different options when it comes to drug and alcohol recovery treatment. Whether you are simply looking for support groups or are in need of a detox program, inpatient treatment, and aftercare, Beacon Health provides extensive coverage to ensure you get the treatment you need and deserve.
Using Beacon Health Insurance For Drug Rehab Treatment
With more than 80 percent of Beacon’s leaders in recovery for either a mental health or substance abuse disorder, it’s easy to see why this insurance company is so passionate about providing its members with quality drug and alcohol treatment options. They cover a variety of treatments for substance abuse disorder, including but not limited to:
- Detoxification services to ensure the patient safely and comfortably withdraws from drugs or alcohol
- Inpatient, or residential, rehab, which provides daily intensive treatment for an extended period of time
- Outpatient treatment, which offers individuals the opportunity to receive drug or alcohol treatment while living at home
- Alternative treatment options, such as yoga and meditation, which can support a program of recovery
- 12-step programs, which provide individuals with the opportunity to recover in a group setting of like-minded people who are also recovering from a drug or alcohol addiction
- Therapy, which can include cognitive-behavioral, group, individual, family, and other therapy variations
- Holistic treatment options, which provide a complete scope of treatment for the mind, body, and soul
Do Treatment Centers Need to be In-Network?
Beacon Health Options typically requires that the treatment you seek be in-network, meaning that the facility or doctor accepts Beacon as an insurance option. Opting for treatment at an out-of-network facility may mean that you have to pay out-of-pocket, but this varies depending on the insurance plan you have through Beacon.
Luckily, there is at least one drug and alcohol treatment center in every state that accepts Beacon as an insurance provider. Figuring out which rehab centers accept your insurance is as simple as calling us. Your options will be reviewed and explained to you by a specialist who will provide you with the information you need to determine the best treatment facility for you.
Beacon Health Insurance Coverage for Inpatient Treatment
Beacon Health Options provides many options and comprehensive coverage when it comes to inpatient drug and alcohol treatment. Coverage will vary based on the plan you have through Beacon as well as Beacon’s partnership with the particular provider.
In the event of an emergency or if you were unaware that a treatment center was out-of-network, Beacon has a number of protections in place to prevent you from having to pay out-of-network costs. Each situation is different, and the amount you are required to pay will depend largely on your plan and the circumstances.
Inpatient Rehab Treatment and Insurance Costs
Beacon Health Options covers many services required for inpatient drug and alcohol treatment, although the scope of this coverage will vary from plan to plan. As mentioned earlier, this coverage applies to in-network providers; however, Beacon does offer a number of protections in the case of an emergency situation or if the patient was not aware that the treatment facility was out-of-network.
While most services will be covered under a Beacon insurance plan, the patient will likely still be required to pay copayments and meet deductibles for treatment. Services that are typically included under the scope of inpatient treatment include:
- Screening and evaluations to determine the extent of the patient’s condition and to monitor progress
- Inpatient treatment
- Medical examinations
- Detoxification services
- Medication needed to assist in the recovery process
- Psychiatric services, such as evaluations
Beacon Health Insurance Coverage for Outpatient Treatment
Beacon Health Options also provides coverage for many outpatient drug and alcohol services, such as intensive outpatient treatment. Again, the extent of the coverage will be largely based on the particular plan you have with Beacon and whether the provider you choose is in-network.
Outpatient treatment is generally more affordable than inpatient care, as it does not require the patient to live at the facility for an extended period of time and includes far less medical monitoring. However, copays and deductibles will still need to be met to qualify for coverage. The coverage for outpatient rehab treatment offered by Beacon may include:
- Outpatient detoxification programs
- Individual, group, and family therapy
- Medication support and management
- Intensive outpatient programs
- Relapse prevention
Finding a Rehab Center That Accepts Beacon Health Insurance
The cost of treatment for a substance abuse disorder is often the most prevalent factor in determining where you will seek treatment or if you will seek treatment at all. It’s important to understand that there are many options available as well as understanding what those options are.
If you are looking for a rehab center that accepts Beacon Health Options, call us today. We can review your insurance plan and discuss the options available to you, as well as inform you of the treatment centers that accept your particular plan. We have access to information on hundreds of treatment facilities across the United States, and can help you find the center that will meet your needs as well as your insurance provider’s requirements. No matter what particular insurance coverage you may have, we can provide the guidance and support needed to ensure you find the help you are looking for to get you on the road to recovery today.